Finance Transformation Intelligence › Treasury & Cash Management
Treasury & Cash Management
Liquidity, funding and financial risk — the balance-sheet side of the finance function.
This is the permanent home for everything dilynx publishes on transforming Treasury & Cash Management. Liquidity, funding and financial risk — the balance-sheet side of the finance function.
How to use this page. Start with the transformation decisions to frame the change, use the journeys to sequence it, and the maturity models to locate where you stand today. When you are ready to evaluate technology, Finance Software Intelligence covers the market.
Recommended next: Assess your organisation →
What this domain covers: Cash visibility and forecasting, bank connectivity, payments and fraud controls, FX and interest-rate risk, debt and investments, treasury operating model.
Transformation Decisions
All decisions →Transformation Decisions for Treasury & Cash Management
The decision archetypes for this domain are in modelling. Each is published only once its triggering conditions, constraints and resolution are curated in the knowledge graph — never as prose alone.
This category covers: Cash visibility and forecasting, bank connectivity, payments and fraud controls, FX and interest-rate risk, debt and investments, treasury operating model.
Journeys & Roadmaps
All journeys →Journeys for Treasury & Cash Management
Sequenced roadmaps for this domain are in preparation. A journey is published only when every stage names the capability it moves and the maturity level it must reach.
This category covers: Cash visibility and forecasting, bank connectivity, payments and fraud controls, FX and interest-rate risk, debt and investments, treasury operating model.
Capability maturity in this domain
Maturity models →Each capability is graded on the same 1–5 maturity spine, so a position in one domain is comparable with a position in any other.
Bank Connectivity & Account ManagementCash ForecastingCash Visibility & PositioningDebt & Investment ManagementFinancial Risk ManagementTreasury Controls & ComplianceTreasury Payments & In-House Banking
Key concepts
The ideas you need to hold to follow anything else published on Treasury & Cash Management. Everything in this pillar uses these terms the same way.
Cash visibility — knowing the group's cash position across all banks and entities, current and reliable.
Cash forecasting — projecting liquidity over a horizon long enough to act on, with stated confidence.
Bank connectivity — the integration layer between the organisation and its banks; the treasury bottleneck.
FX exposure — the currency risk created by operations, and the hedging policy that governs it.
Payment fraud controls — verification and segregation that prevent fraudulent outbound payment.
Related software
Software Intelligence →If — and only if — technology is part of the answer here, this is the independently assessed market.
TreasuryTreasury Software Buyer's GuideBest Treasury Software 2026
Related benchmarks
Benchmark Intelligence →How performance in this area is measured, and what comparable finance organisations achieve.
Related implementation
Transformation Marketplace →Where the answer is a partner rather than a product — the specialisms that deliver work in this area.
Related assessment
How it works →The Executive Finance Assessment reads your organisation against the same maturity spine, decision archetypes and benchmark models used across this pillar — so what you read here and what it tells you about Treasury & Cash Management are expressed in one vocabulary, not two.
One connected journey — Understand, Assess, Implement
Three questions, in the order finance leaders actually ask them — understand the change, assess your own position, then find the partner who can deliver it. Each step answers one and hands you to the next.
Finance Transformation Intelligence
What is changing in the finance function, and what the best organisations do about it.
Explore →Finance Executive Assessment
What that means for your organisation specifically — your position, your highest-impact move.
Explore →Finance Transformation Marketplace
Who helps you actually deliver it — a curated network of finance transformation partners.
Explore →Where do you stand on Treasury & Cash Management?
The Executive Finance Assessment places your organisation on the same maturity spine used across this library — then names your highest-impact move and the evidence behind it.
Begins with a free Executive Brief — about five minutes, anonymous, no account. Full assessment €59, one-time. It complements the research; it does not replace it.